10 ways to save money.

With all the increasing costs of food and transport and such, what's a girl gotta do to cope? I hear you sista! So I've come up with 10 easy peasy ways to save money in this ever inflating economy.


1. Start cycling to work. With increasing bus/train fares and not to mention scary taxi fares and surcharges (ERP, fuel surcharge, peak hour surcharge) Piang eh, better cycle la. Good for those Ah Bui's like me out there. No reason not to lose weight! No need to sign up for gym membership too! There! That's 2 ways to save money liao hor!

2. Bring your own food from home. I would recommend bringing some bread and slap on a ham or two, followed by some lettuce/tomato and then toast it all for about 4 mins. Yummyness! Either that or you can ta pao last night's dinner, pack it nicely in those plastic containers you get when you take away food. It's good because you can reheat it easily in the microwave oven and then re-use it to cook instant noodles. Just add hot water to maggie mee, then heat it up for 3 mins, and you'll get a nice steaming bowl of instant noodles!! *slurp*

3. Eat less for dinner, that way you can ta pao for the next day. See point 2. good way to lose weight as well. Heh~ Anyway my ah ma says we shouldn't eat too full for dinner otherwise you cannot allow your food to digest properly and you'll get a big tummy. Kua kua.. Ah Bui~~

4. Bring your own water bottle. Unless you have a company as fabulous as mine which provides can drinks for the staff, then yah.. If you are really damn cheapo, then you can make your own ice milo and put it in the water bottle and bring it along for lunch. But please note, too much ice milo also makes you an Ah Bui as well.

5. Refrain and restrain yourself from going shopping or going for any "SALES" (this includes GSS, ______ warehouse sales etc) You know why? Because when you are there, you'll suddenly develop an overwhelming urge to purchase almost everything you see because you think it's CHEAP. But seriously, do you really still need another pair of sheer tights or another belt? Once you are there, you tend to find all sorts of excuses to justify your purchases. DON'T!! You don't need them! Unless you're attending the Watson sales, in which case, by all means quickly stock up shampoo and toothpaste or whatever you need enough to last you till the end of the year. You don't want to be stuck with extra tubes of toothpaste which are past their shelf life. This results in WASTAGE, so ultimately, you didn't save at all.

6. Keep all credit cards at home. Cut them if you must. They are evil. I tell you why. Whenever you use your credit card, you tend to feel damn shiok because you're able to afford buying that particular item. But what you're doing is actually using "future money" You don't feel the pinch immediately because you don't see your money decreasing! Stop deluding yourself! The worst thing that can happen is that you don't have enough money to pay off for this month and you think that you'll get away by paying the minimum credit! NO NO NO! Banks will still charge you interest based on the remaining amount that's left, some up to 3% of the remaining amount. 3% of say.. $2500 is $75!!! And imagine what you can eat with $75! RESIST RESIST RESIST!!

7. Shit and pee as much as you can while you're in the office. That way, you don't have to use the toilet so many times at home mah. You can also save on toilet paper and water. Good excuse to hide in the cubicle and play with your PSP too. Personally I like playing Solitaire. I won't come out until I've at least cleared it once.

8. Cut your hair really short so you make the best out of the $10 hair cut at QB House. Must use the money "gao pun" (to it's maximum) mah. Like that you only need to go back there maybe 3 or 4 months later. 2 months for guys, yes yes.. I know how bloody fast your hair grows. Anyway, cannot be too vain when you really wanna save money. Beauty don't come cheap. Handsome means handsome lah, pretty means pretty lor.. No need to do too much to yourself people see also suka wan la~

9. Invest in a good fan. I bought mine from NTUC at Ang Mo Kio for only $29.90. And blows well. Heh~ I've since gotten used to sleeping with the fan instead of the air con and found that it also does wonders for my skin. (besides the fact that I am asthmatic) Sleeping in air conditioning dries out your skin quite harshly, even for someone like me who uses moisturiser every night. And ever since I've changed to using a fan, my skin no longer dries out as much and now is baby soft! Using the fan also allows you to save up to 30% of your electric bill. So why wait? Unless really damn bloody hot then you use the air con lah~ So spoilt for what? War come then you know!

10. Stop going clubbing or KTV. If you must, just limit yourself to said activities to only twice a month or something. Or go with a rich guy so you need not pay. But be careful in case he wants something else in return. = That's another story altogether. By the way, if you're wondering what you can do since it's going to be so bo liao, you can sleep early or read my blog.. (boost readership la, okok~ Kidding..) Sleeping early makes you more awake the next day and helps to to have more concentration at work which makes you work better and impress your bosses better and get a pay rise faster!!!!

See how good I am to you all. Because of the above 10 commandments ah.. I've managed to save an additional $300 more each month! That's a lot hor!! I have a lot of commitments.. Car, house, parents, insurance.. Blah blah blah.. But I still hope this helps la~

Stupid gahmen still say employers shouldn't increase the wages as it will cause us to be less competitive and don't know what la. Briefly saw it. But still!! How can leh! Want us Singaporeans to die ah! Somemore still blame us for not adding to the population. How? When everything is so expensive! (think must train future babies to think twice before they pang sai. Teach them to pangsai only once, keep the rest for tmr so no need to keep changing diapers) Heh~

FORWARD SINGAPORE!!!





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Make Love, lots of it. Not War.